Mortgage Survey

Volume Declines Worsen But Margins Showing Some Stability

PUBLISHED: Monday, July 18, 2022

Each month, we survey a significant sample of bank and non-bank mortgage originators and title agents that operate across the country. We provide a comprehensive overview of purchase and refinance demand, underwriting trends, credit availability and topical policy perspectives. We estimate our survey sample covers nearly 20% of total unit originations, which drives a robust understanding of industry conditions and a strong correlation with total originations reported by publicly-traded banks and mortgage originators.

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Mortgage Survey: With Rates Hitting New Highs, Volume Declines Accelerate
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