Mortgage Finance Research & Housing Credit Market Insights

Zelman’s Mortgage Finance research provides timely insight into lending conditions, borrower behavior, rate dynamics, and credit availability shaping the U.S. housing market. Through proprietary surveys and in-depth analysis, we help stakeholders interpret trends influencing origination volumes, refinancing activity, and overall mortgage market health.

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Mortgage and Real Estate Services Comparable Financial Data

Public Company Information and Financial Ratios

Mortgage Spreads in the Spotlight

Further Compression Likely

Trump Drops the Hammer on SFR Home Buyers

Buying Ban Likely First of Many Housing Proposals

Macro Mortgage Finance Forecasts

Origination Volume Grinding Higher

Las Vegas Field Trip Wrap Up

A K-Shaped Economy in the Desert

Mortgage Survey

A Touch of Holiday Cheer

Consumer Credit Check

Entering 2026 with Delinquency Trends Flashing Yellow

Atlanta Field Trip Wrap Up

Tougher Sledding in Entry-Level Submarkets

Mortgage Survey

Activity Stable as Lower Rates Offset Government Shutdown

Reality Versus Rhetoric

Digging in on Recent Musings from the Administration & FHFA