December 30, 2016 by Zelman & Associates
Earlier this year, we surveyed a nationally-representative sample of consumers (~3,000) about their demographic, housing and financial circumstances. One area of focus was the perception of mortgage credit availability among renters or those ...
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affordabilityentry-levelmillennialsmortgage
November 04, 2016 by Zelman & Associates
There remain varying opinions as to how young adults will view their housing decisions relative to prior generations, with some arguing for a lower sustainable homeownership rate and a more urban than suburban mix. Our demographic work indicates ...
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affordabilityentry-levelmillennials
October 21, 2016 by Zelman & Associates
On a quarterly basis, we aggregate a significant sample of new homes listed for sale by production builders to gauge the trends in price point availability, pricing trends and general characteristics of the homes. In 3Q16, our sample approximated ...
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entry-levelnew home sales
September 09, 2016 by Zelman & Associates
It seems that not a day goes by that a major news outlet does not mention the term “Millennial,” typically with a focus on how this generation is likely to impact the economy as it ages. The term Millennial was initially used to describe young ...
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demographicsentry-levelmillennials
August 12, 2016 by Zelman & Associates
In the mainstream media, it is common to find opinions that mortgage credit availability is “too tight” or “a headwind for first-time homebuyers” or “only available to pristine borrowers.” While we do not believe that to be true as terms on ...
Filed Under
entry-levelmortgage
July 29, 2016 by Zelman & Associates
In recent years, national banks have faced numerous legal headwinds related to legacy mortgage exposure, incurring billions of dollars of fines in aggregate, which has led many to de-risk their origination business. This has been particularly ...
Filed Under
entry-levelmortgage
affordabilityapartmentsbaby boomersbuild-for-rentconstruction lendingdemographicsentry-levelexisting home saleshome improvementhome pricinghomebuildinghomeownershiphousehold formationhousinghousing startsinstitutional investorsinterest ratesmacro housingmillennialsmortgagemortgage ratesnew home salesreal estate servicesrefinancesg&asingle-family rentalstocksstudent debtsupplysurvey
