Tag: student debt

Student Loan Debt Looming as Affordability Constraints Stretch Further

July 13, 2023 by Alan Ratner

Given a combination of the recent increase in mortgage rates and a reacceleration in home prices over the last three months, the current P&I payment on an average new home stands at roughly $3,000 per month – up nearly 70% from two years ago and 25% above trend line...
Be Mindful as Media Sensationalizes Student Debt Impact on Housing

January 25, 2019 by Zelman & Associates

As of the latest reading from the Federal Reserve Bank of New York, $1.4 trillion of student debt was outstanding in 3Q18, up 6.3% year over year, outpacing the increase in total consumer debt for the 57th consecutive quarter. Said differently, ...

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student debt

Student Debt Fears are Overblown – Here’s Why

June 15, 2018 by Zelman & Associates

According to our analysis of Census Bureau data, in 2016, 35% of 25-39 year olds had earned a Bachelor’s degree or higher, continuing a multi-decade increase. For comparison, the share stood at 31% in 2010, 27% in 2000, 24% in 1990, 23% in ...

New York Federal Reserve Study Hits Interesting Points on Student Debt

April 07, 2017 by Zelman & Associates

Earlier this week, the New York Federal Reserve published a presentation on household debt with a focus on student loans. According to the analysis, there was $1.31 trillion of outstanding student debt at the end of 2016, up 50% over the last ...

Analyzing Impact of Student Debt on Homeownership and Single-Family Living

August 26, 2016 by Zelman & Associates

Earlier this month, Fannie Mae posted an article titled “Student Debt Isn’t the Roadblock to Homeownership Many Believe”, emphasizing that student debt is not the deciding factor behind whether young adults own their home or not, because it ...