December 17, 2020 by Ryan McKeveny & Dennis McGill
Filed Under | affordabilityexisting home saleshome pricinghomeownershipmortgage ratesreal estate services
December 10, 2020 by Dennis McGill
Filed Under | existing home salesmacro housingmortgage rates
November 10, 2020 by Ivy Zelman, Dennis McGill & Kevin Kaczmarek
Filed Under | homeownershipmillennialsmortgagemortgage rates
October 29, 2020 by Ivy Zelman
Filed Under | existing home saleshomebuildinghousehold formationmacro housingmortgagenew home sales
October 21, 2020 by Zelman & Associates
Filed Under | affordabilityhome pricingmacro housingmortgage ratessurvey
September 06, 2019 by Zelman & Associates
Earlier this week, Home Mortgage Disclosure Act (HMDA) data for 2018 was released. The annual dataset is enormous and serves as the primary baseline for most analyses of the mortgage market and its participants. This year also includes numerous ...
Filed Under | affordabilitymortgage
July 26, 2019 by Zelman & Associates
Late last year, the average mortgage debt accumulated by homebuyers relative to their income was quickly rising, which was attributable to home price appreciation outpacing income growth, spiking mortgage rates and more lenient underwriting ...
Filed Under | affordabilitymortgage
May 17, 2019 by Zelman & Associates
Last week, Fannie Mae released the results of its monthly Home Purchase Sentiment Index, which is “designed to track consumers’ housing-related attitudes, intentions and perceptions.” As a research firm, we always find value in surveys, assuming ...
Filed Under | macro housingmortgage rates
March 08, 2019 by Zelman & Associates
Historically, the housing and auto markets have been highly linked given the big-ticket nature of the consumer purchases and the dependence on credit for the majority of buyers. For example, from 1990-2016, auto sales and housing starts have ...
Filed Under | macro housingmortgage
February 22, 2019 by Zelman & Associates
Like the three years prior, in 2018, approximately 45% of the $1.2 trillion of purchase mortgages originated was covered by mortgage insurance provided by private entities or the government via the FHA, VA or USDA programs. This suggests an ...
Filed Under | entry-levelmortgage
affordabilityapartmentsbaby boomersconstruction lendingdemographicsentry-levelexisting home saleshome improvementhome pricinghomebuildinghomeownershiphousehold formationhousing startsinstitutional investorsmacro housingmillennialsmortgagemortgage ratesnew home salesreal estate servicesrefinancesingle-family rentalstocksstudent debtsurvey