Posts from June 2018

How Big Could the Next Housing Downturn Be?

June 29, 2018 by Zelman & Associates

While economic activity appears to have accelerated so far in 2018, some prominent economic forecasters have become more cautious about growth prospects for 2019 and 2020. For instance, in early June, former Federal Reserve Chairman Ben Bernanke ...

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Filed Under | macro housing

Homebuyers Increasingly Choosing Mortgage Companies Over Local Bank

June 15, 2018 by Zelman & Associates

In 2005, we estimate that there were 6.6 million purchase mortgages originated, proving to be an all-time peak. At that time, even with the excessive level of subprime and low-quality loans that are often associated with non-banks, 66% of originations ...

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Filed Under | mortgage

Student Debt Fears are Overblown – Here’s Why

June 15, 2018 by Zelman & Associates

According to our analysis of Census Bureau data, in 2016, 35% of 25-39 year olds had earned a Bachelor’s degree or higher, continuing a multi-decade increase. For comparison, the share stood at 31% in 2010, 27% in 2000, 24% in 1990, 23% in ...

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Filed Under | demographicshomeownershipstudent debt

Is Trump to Blame for Lack of Baby Bump?

June 01, 2018 by Zelman & Associates

From 2007-16, national births declined 9% in total and 1.0% per year, a drag that has been unmatched over the last four decades, which can be attributed to slower adult population growth, shifting age cohorts, secular changes in young adult ...

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Filed Under | demographics