Zelman Insights

Once a quarter, the Federal Reserve conducts a survey of senior loan officers at large domestic banks and U.S. branches of foreign banks. The results of the October 2018 survey were just released, with approximately 65-70 responses received ...

Over the last year, home price appreciation has averaged roughly 5.5% across the country while the typical 30-year fixed mortgage rate has expanded by almost exactly 100 basis points. A simple calculation results in the average monthly mortgage ...

Thus far in 2018, the average 30-year fixed mortgage rate has increased approximately 50 basis points year over year, putting the year on pace to have the highest borrowing cost since 2010. According to Google Trends, an index tracking how ...

According to the American Community Survey (ACS) conducted by the Census Bureau, 14.2% of 25-34 year olds lived with their parents or grandparents in 2006. That ratio has increased every year since. The most significant annual increases were ...

Over the last year, multi-family starts have accounted for 29% of all starts, close to the decade-to-date share at 31%. With this being notably higher than 20% in the 1990s and from 2000-09, clients often inquire as to whether we believe this ...

In June of this year, we analyzed preliminary 2017 birth data that revealed a surprising 2.3% drop from 2016, including a 1.3% decline for women at least 25 years old, which reversed similar growth in the prior year. With more detailed data ...

Last week in Boston, Zelman & Associates hosted its 11th Annual Housing Summit, welcoming over 600 institutional investors and industry executives. Over the course of two days, the most important aspects of the housing outlook were detailed ...

Of late, there is an argument surfacing that new home pricing has become too expensive relative to the existing home alternative. It goes something like this: the median new home price reported by the Census Bureau over the last four quarters ...

In 2004, when homeownership was at an all-time high, there were over 11 million single-family rental households that provided shelter for over 32 million people. Although renting a home has always been a housing option, representing more than ...

Once a quarter, the Census Bureau publishes the results of its Housing Vacancy Survey (HVS), which includes estimates for occupied housing units, also referred to as households, vacancies and the homeownership rate. Given its frequency, the ...