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The Zelman Buzz

Exclusive insights and analyses from our industry-leading research team

Apartment-Centric Population Expected to Trail Modestly Over Next Decade

October 07, 2016 by Zelman & Associates

We define the “Millennial” generation as those born between 1984 and 2002, making them 14-32 years old at present. According to the Census Bureau, there are approximately 83.5 million people in the United States in this age cohort ...

Mixed Results for Housing-Related Stock Prices in 3Q16 and Year To Date

October 07, 2016 by Zelman & Associates

Zelman & Associates produces stock price indices for eight sectors where it provides equity research coverage, presently capturing almost 90 companies. In the third quarter, the S&P 500 index appreciated 3% while the 10-year Treasury yield ...

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stocks

Consumer Misperception of Mortgage Credit Leaves Opportunity

September 23, 2016 by Zelman & Associates

For industry executives primarily dependent on the housing market for revenue, it is widely understood that consumers can secure a mortgage with less than 20% down – the benchmark that was more common in prior generations but has now shifted ...

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Filed Under
mortgage

Ends of Income Spectrum Shaping Current Story of Existing Home Sales

September 23, 2016 by Zelman & Associates

Each month as part of our private homebuilder survey, we ask our contacts to rate new home demand by price point on a 0-100 scale. In August, the entry-level segment was rated at 67.3, representing the strongest of the five price points for ...

After Strong Home Price Increases This Cycle, Affordability Still Screens Favorably

September 09, 2016 by Zelman & Associates

There are numerous home price measures that are provided by the government and private entities, both for free and a charge, that offer market participants a general understanding of national pricing. Given that all of the datasets have their ...

Facts Behind “Millennials” and Home Purchases

September 09, 2016 by Zelman & Associates

It seems that not a day goes by that a major news outlet does not mention the term “Millennial,” typically with a focus on how this generation is likely to impact the economy as it ages. The term Millennial was initially used to describe young ...

The Fed Watch: What Does Next Raise Mean for Mortgage Rates?

September 09, 2016 by Zelman & Associates

The Federal Open Market Committee (FOMC) is scheduled to announce its next policy rate decision on September 21st, putting the trajectory of interest rates back into the media headlines. Last December, the FOMC raised the target for the federal ...

Analyzing Impact of Student Debt on Homeownership and Single-Family Living

August 26, 2016 by Zelman & Associates

Earlier this month, Fannie Mae posted an article titled “Student Debt Isn’t the Roadblock to Homeownership Many Believe”, emphasizing that student debt is not the deciding factor behind whether young adults own their home or not, because it ...

What to Make of Strong New Home Sales and Weak Existing Home Sales?

August 26, 2016 by Zelman & Associates

For many looking from afar, the release of new and existing home sales in July was likely a bit puzzling. Seasonally-adjusted new home sales, according to the Census Bureau, posted a recovery high and were up 31% year over year. Meanwhile, ...

Based on Credit Scores, How Tight Is Mortgage Underwriting Versus History?

August 12, 2016 by Zelman & Associates

In the mainstream media, it is common to find opinions that mortgage credit availability is “too tight” or “a headwind for first-time homebuyers” or “only available to pristine borrowers.” While we do not believe that to be true as terms on ...